Level Up Mortgage Terms and Conditions

Last Updated: 3/12/2026

Welcome to Level Up Mortgage. These Terms and Conditions (“Terms”) govern your use of the Level Up Mortgage website and any related services provided by Level Up Mortgage (“we,” “our,” or “us”).


By accessing or using this website, submitting your information through our forms, or communicating with us through phone, email, or SMS, you agree to these Terms. If you do not agree with these Terms, please do not use this website.


1. Use of Website and Services

Level Up Mortgage provides mortgage guidance and related services, including information about home loans, refinancing options, home equity loans, and mortgage resources.


You agree to use this website only for lawful purposes and in accordance with these Terms. You are responsible for any information you submit through our website, forms, or communication channels.


2. SMS and Telephone Communications

By providing your phone number through our website forms, scheduling tools, or other communication channels, you consent to receive SMS messages and phone calls from Level Up Mortgage regarding your inquiry, appointment scheduling, mortgage consultations, and related services.


These messages may include:

  • Appointment confirmations
  • Follow-up communications
  • Service updates
  • Mortgage consultation information


Message frequency may vary.


Message and data rates may apply depending on your mobile carrier.


You can opt out of receiving SMS messages at any time by replying STOP to any message.


You must be 18 years of age or older to use this SMS service.


For assistance, reply HELP or contact us directly.


3. Opt-Out Instructions

If you no longer wish to receive SMS messages from Level Up Mortgage, you may opt out at any time by replying STOP or UNSUBSCRIBE to any message you receive from us.


Once we receive your opt-out request, your phone number will be removed from our messaging list. Please note that opting out of promotional messages will not prevent us from sending important service-related communications when necessary.


4. Message Delivery Disclaimer

Message delivery is subject to effective transmission by your mobile carrier. Level Up Mortgage is not responsible for delays, delivery failures, or technical issues related to SMS communications.


5. Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of Level Up Mortgage or its licensors and is protected by applicable intellectual property laws.


You may not reproduce, distribute, modify, or republish any content from this website without prior written permission.


6. Disclaimer of Warranties

This website and its content are provided on an “as-is” and “as available” basis.


Level Up Mortgage makes no guarantees regarding the accuracy, reliability, or availability of the website or any information provided. Mortgage programs, rates, and eligibility requirements may change and are subject to approval.


7. Limitation of Liability

To the fullest extent permitted by law, Level Up Mortgage and its affiliates, employees, or representatives shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of this website or services.


8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.


9. Changes to These Terms

Level Up Mortgage reserves the right to update or modify these Terms at any time. When updates are made, the “Last Updated” date at the top of this page will be revised.


Your continued use of the website after any changes means you accept the updated Terms.


10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Nebraska.


11. Contact Information

If you have questions about these Terms, please contact us:


Level Up Mortgage

411 4th Ave Suite 18

Kearney, NE 68845


Phone: (308) 627-7950


NMLS #1948000

Sally Bernard, MLO NMLS 4989